Horizon Homes Abroad

Costs & Fees

The purchase price is only part of the story. Estimate the taxes, notary and legal fees you'll pay on top, then budget with confidence.

True-cost calculator

Country

Estimated extra costs in Spain (10–13%)

50,000 – 65,000

Total budget: roughly 550,000 – 565,000

What the fees cover

  • Spain

    10–13%

    Transfer tax (ITP/IVA), notary, land registry and legal fees.

  • Portugal

    6–9%

    IMT transfer tax, 0.8% stamp duty, notary and legal fees.

  • France

    7–8%

    Notaire fees on older homes; new builds can be as low as 2–3%.

  • Italy

    9–12%

    Registration tax, notary, agency commission and legal fees.

  • Greece

    5–8%

    Around 3% transfer tax plus legal, notary and registry fees.

  • Indonesia (Bali)

    8–12%

    Leasehold and notary costs, acquisition tax (BPHTB) and legal fees.

These are general estimates, not quotes. Rates change and depend on the property and your circumstances — your independent lawyer will confirm the exact figures for your purchase.